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Financing

At Viridi Construction Inc we understand that new construction and renovations can be necessary and also be financially challenging to many. We are happy to offer the following options in financing and paying for your new constructions, renovations and upgrades.

CONSTRUCTION LOANS

We provide short-term construction loans to finance a real estate project or a home building at your convenience. Also, provide quick fund approvals if construction has come to halt due to lack of funding also provides flexible loans for various construction purposes. Our loans have long term benefits to meet you at your point of need. We offer a financial solution to both customers and builders based on the level of construction. Our construction process is streamlined to save time and money. Our construction loan combines both purchases of the plot as well as new constructions.

HARD MONEY LOANS

We also provide hard money loans and finance every type of mortgage and real estate loans which includes multifamily, shopping centers, churches, hotels, land, office building, new construction, and residential loans. Hard money loan is the type of loan in which the lender is generally a person, companies and does not include bank loans. Hard money is used in transactions related to real estate loans is secured by real property, the approval of hard money loan is quicker and time-saving than applying for a mortgage or other bank loans. Hard money loans are based on the value of the property, it is sought by the builder to renovate and resell the property.

PACE – PROPERTY-ASSESSED CLEAN ENERGY FINANCING

It is a type of financing that deals with renewable energy and energy-efficient upgrades, installation for residential, industrial and commercial properties. PACE loan financing is used for various clean energy improvements in commercial and residential buildings prone to earthquakes or hurricanes. Installation of the boiler and solar panels, energy-efficient roofing systems and LED upgrades.

POINT

POINT allows homeowners to unlock their home equity wealth without taking on new debt and gives investors access to a new asset class owner-occupied residential real estate. POINT pays you today for a share of your home’s future appreciation. 1) There are no monthly payments with Point. 2) If you have had a hard time qualifying for other equity products, it may be easier to qualify for a Point investment. 3) Since repayment is tied to your home value, if your home depreciates, you may end up paying less than you received. 4) A Point investment does not add to your debt load or show up on your credit report. You can see if Point may be a good fit for your situation by visiting get.point.com Point will review your credit history, income, home value and equity, and your plan for repayment.

HELOC-HOME EQUITY LINE OF CREDIT

In HELOC is a loan HELOC offers should be considered if cash is needed for current ongoing projects or involving extra expenses an emergency fund and safety net for unexpected expenses. HELOC offers small loans that can be paid back swiftly with variable lower interest rates. With HELOC you can draw multiple times to a maximum amount as needed. It is a revolving credit with a limit based on home equity.

MAKING HOME AFFORDABLE

Making Home Affordable helps homeowners avoid foreclosure. There are two programs offered: Making Home Affordable Refinancing Program, which helps homeowners refinance into fixed-rate loans, and the Home Affordable Modification Program (HAMP), which encourages lenders to modify mortgages so homeowners will have lower monthly payments based on their incomes.

Call us today to know more about the current promotion and financing options. 1-833-4-VIRIDI

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